Terms of Use
Last Updated : October 2023
These Terms of Use apply to https://handstolend.com (the “Website”) and all related websites, operated by Hands To Lend USA, Inc., (hereinafter referred to as “Company”, “we”, “our” or “us”), that link to these Terms of Use. For clarity, these Terms of Use also apply to any content, features, or computer applications offered from time to time by the Company in connection with the Website or that otherwise reference these Terms of Use (collectively, the “Services”).
Please read these Terms of Use carefully. Your access to and use of the Website is subject to these Terms of Use and all applicable laws and regulations. These Terms of Use are a legal agreement between you and us. By accessing, browsing, or otherwise using the Website, you agree to be bound by these Terms of Use. If you do not agree to these Terms OF USE, PLEASE REFRAIN FROM USING THE WEBSITE.
The Website does not constitute or purport to constitute a source of advice nor does your use of the Website constitute or guarantee a job or employment relationship between you and us or otherwise.
We reserve the right to withdraw or amend the content we provide on the Website without notice. From time to time, we may restrict access to some parts of the Website, or the entire Website.
THESE TERMS OF USE MAY CHANGE
We reserve the right to modify these Terms of Use in our sole discretion at any time and without prior notice to you. Any changes will become effective when we post the revised Terms of Use on our Website. Therefore, your use of this Website is subject to the current Terms of Use as of the date of your use of the Website. Please check these Terms of Use regularly to ensure you agree to them. If you object to any changes, you may discontinue use of our Website. The date on which these Terms of Use were last updated is shown in the “Last Updated” legend above.
PRIVACY POLICY
We respect your privacy and are committed to its protection. Our General Privacy Policy (available at info@handstolend.com ) constitutes a part of these Terms of Use and explains how we collect, use, and disclose information about you. By accessing or using the Website, you are also agreeing to our General Privacy Policy.
USE OF THE WEBSITE
You acknowledge and voluntarily and expressly accept that your use of the Website is made under your sole and exclusive responsibility and at your sole risk.
You are responsible for making all arrangements necessary for you to have access to the Website. You also are responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use, and that they comply with them.
USER ACCOUNTS, SECURITY AND PASSWORDS
Many portions of the Website are available for public viewing and use. However, some of the Services we offer are only available if you register through the creation of an account. When our Services require you to register with us or otherwise provide user information, you may be required to complete the registration process by providing us with complete and accurate information. You grant us and our affiliates the right to use, store, monitor, retrieve and transmit your account and user information in connection with the operations of the Website and performance of our Services. You can review our information collection and use policies with respect to the privacy of your information in our General Privacy Policy (available at https://handstolend.com/privacy-policy ) and our Candidate Privacy Statement (available at https://handstolend.com/privacy-policy ), which are incorporated in these Terms of Use by references for all purposes.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. You are solely responsible for maintaining the confidentiality of your personal and account information as well as for any and all activities that occur under your account and to maintain the completeness and accuracy of your user information, and any loss caused by your failure to do so is
These Terms of Use are applicable to the website https://handstolend.com (“the Website”) and all related websites operated by Hands To Lend USA, Inc. referred to as “Company,” “we,” “our,” or “us,” that link to these Terms of Use. These terms also extend to any content, features, or computer applications offered by the Company in connection with the Website or that reference these Terms of Use, collectively known as “Services.”
Please read these Terms of Use carefully. Your access to and use of the Website is subject to these Terms of Use and all relevant laws and regulations. By accessing, browsing, or using the Website, you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, please refrain from using the Website.
The Website is not a source of advice, nor does your use of the Website guarantee a job or employment relationship with us.
We reserve the right to modify the content provided on the Website without notice. Periodically, we may limit access to certain parts of the Website or the entire Website.
CHANGES TO THESE TERMS OF USE
We retain the right to modify these Terms of Use at our discretion at any time and without prior notice to you. Any changes become effective when we post the revised Terms of Use on our Website. Therefore, your use of this Website is subject to the current Terms of Use as of the date of your use of the Website. Please check these Terms of Use regularly to ensure you agree to them. If you object to any changes, you may discontinue the use of our Website. The date on which these Terms of Use were last updated is shown in the “Last Updated” legend above.
PRIVACY POLICY
We respect your privacy and are committed to protecting it. Our General Privacy Policy (available at [link]) forms a part of these Terms of Use and explains how we collect, use, and disclose information about you. By accessing or using the Website, you are also agreeing to our General Privacy Policy.
USE OF THE WEBSITE
You acknowledge that your use of the Website is made under your sole and exclusive responsibility and at your sole risk.
You are responsible for making all arrangements necessary for you to have access to the Website. You also are responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and that they comply with them.
USER ACCOUNTS, SECURITY, AND PASSWORDS
Many parts of the Website are available for public viewing and use. However, some of the Services we offer require registration through the creation of an account. When our Services require you to register with us or provide user information, you may be required to complete the registration process by providing us with complete and accurate information. You grant us and our affiliates the right to use, store, monitor, retrieve, and transmit your account and user information in connection with the operations of the Website and the performance of our Services.
If you choose, or you are provided with, a user identification code, password, or any other piece of information as part of our security procedures, you must treat such information as confidential and not disclose it to any third party. You are solely responsible for maintaining the confidentiality of your personal and account information, and any loss caused by your failure to do so is your responsibility. You must notify us immediately of any suspected or actual unauthorized use of your account or user information.
We implement reasonable security measures to safeguard our Website. However, you must be aware that existing security measures for computer systems on the internet are not entirely trustworthy, and we cannot guarantee the non-existence of viruses or any other elements that may cause alterations to your computer systems (hardware and software) or your data and files contained in your systems.
NO OFFER OR SOLICITATION
The information provided on the Website does not constitute an offer of or solicitation for the purchase or disposal of, trading or any transaction in any Company securities. Investors must not rely on this information for investment decisions.
ELECTRONIC COMMUNICATIONS
General. We may use your information to send you electronic messaging (e.g., email, text messaging, etc.) or other wireless device multimedia messaging services (“MMS”) or short message services (“SMS”) communications to perform our services or to inform you of news, events, and other information relevant to us (“Mobile Services”). Messages and data rates may apply for any SMS, MMS, and other electronic communication.
Text Messaging. You may opt into our text messaging programs. Signing up to receive text messages is not a condition of obtaining Hands To Lend services. When text messages are utilized, they will typically occur on an on-going basis.
Stop Receiving Promotional Text Messages
To stop receiving promotional text messages from Hands To Lend, just reply STOP to the applicable text message that you receive. Your phone number will then be removed as a recipient of such text messages.
How to Get Assistance
If you need help, simply respond with “HELP” to the relevant text message or reach out to us at info@handstolend.com.
Please note that while this service is provided for free by Hands To Lend, your mobile carrier may charge message and data rates.
Supported Carriers
It’s important to mention that not all carriers support the message content. Carriers that do support it include AT&T, Sprint, T-Mobile, Verizon Wireless, Boost, Cricket, MetroPCS, and more. However, T-Mobile is not responsible for any delays or undelivered messages.
Intellectual Property Rights
Content on this website, unless otherwise specified, is owned or licensed by Hands To Lend. This content is protected by copyright, design, trademark, and other intellectual property laws. You should always respect these rights, and you must not attempt to access the website’s content through unauthorized means.
Permitted Uses
These terms allow you to use the website and its content for personal purposes. However, you should not copy, distribute, or modify the material without explicit authorization, except as allowed by these terms or applicable law.
Your Content
When you transmit content to the website, please be aware that it is not confidential. You should ensure that your content is original, doesn’t infringe on any rights, and complies with the law. By providing your content, you grant the website and its affiliates a license to use it.
**Restrictions on Use**
While using the website, you agree not to violate any laws, harass others, impersonate someone, disrupt the website, or engage in other harmful activities.
**Consequences of Impermissible Use**
The website can terminate your account or refuse services if you violate these terms. You also have the right to cancel your account at any time.
**Links and Linking**
The website may include links to third-party sites, but this doesn’t imply endorsement. You should review the terms and privacy policies of these sites.
**Digital Millennium Copyright Act (DMCA) Take-Down Procedures**
If you believe your copyright is violated, you can request removal of materials. The DMCA outlines the procedure to follow.
No Warranties
The website and its content are provided “AS IS” and “AS AVAILABLE” without warranties. The website is not liable for any losses or disruptions.
Limitations of Liability
The website and its contributors are not liable for any losses or damages arising from your use of the website.
Indemnification
You agree to hold the website and its officers, directors, and employees harmless from any claims or damages related to your violation of these terms.
Dispute Resolution
Any disputes will be resolved through arbitration, and you waive the right to initiate or participate in a class action.
Governing Law and Jurisdiction
These terms are governed by the laws of the United States and the state of Florida.
Age Restrictions
The website is intended for use by individuals who are 18 years or older.
Miscellaneous
These terms constitute the entire agreement between you and the website. Any failure to enforce a provision doesn’t waive the right to do so later. If a provision is found invalid, it won’t affect the other terms. You cannot assign your rights or obligations without consent.
Contact
If you have questions or requests regarding these terms, feel free to contact info@handstolend.com
